DBACD Range of Products
Small and Micro Enterprices Loans
Loan Size
Loan Period
500-5,000 first loan
Not more than 6 months
5,000 - 60,000 (gradually)
4-36 months
Back to School Loans (pending)
Loan Size
Loan Period
500-3,000
4-12 months
Vehicles Maintenance Loans
Loan Size
Car Kind
Loan Period
500-6,000
Private
4-24 months
500-10,000
Taxi
500-15,000
Micro Bus
500-20,000
Semi Trauck
500-30,000
Heavy Duty
500-3,000
TokTok
Consumer Loans (pending)
Loan Size
Loan Period
500-10,000
4-24 months
House Improvements Loans
Loan Size
Loan Period
500-10,000
4-24 months
In  cooperation  with  USAID , DBACD  has  established an
efficient  and  effective  SME  lending  program that  is  operating  
on  a  self-sufficiency  basis .The  program maintains  a  high  
growth  rate, strong   productivity rates  and  has  a  sound  
organizational  structure  to support  the  sustained  delivery  of  
credit  and  related services  to  small and  emerging  business
SEB client.

Despite the excellent performance of the DBACD's Individual Lending scheme, the participation of
the poorest of the poor, particularly women, was limited.

In June 2001, DBACD has launched a new program on Poverty Lending. This program is mainly
directed to female-headed households, in the poorer areas. This new activity is designed to
help women on a neighborhood basis to start income-generated activities, or expand existing
business.

The program is designed for a segment of women who are unable to enter the formal business
sector because of some social and economic barriers.
Individual Loan
Calculator
Consolidated Group Loans
Loan Size
Loan Period
50-300 first loan
Max. 10 weeks
300-1500
10-40 weeks
More than 1500
Transfeer to
Individual Lending Programs
1. Individual Loans
2. Group Loans
Group Loan
Calculator